Workflow Debt Ledger: What Decentralized Identity Really Costs
Decentralized identity has a marketing problem. The pitch sounds great — you own your data, you carry your credentials, the verifier never sees more than the one fact they asked for. But then you sit down to integrate it, and the first question kills the momentum: what happens when the user loses their phone? That's the hidden cost. Not the cryptography, not the blockchain debates, but the workflow debt — the dozens of small operational decisions you never planned for. This guide maps that debt, chapter by chapter, based on what actually breaks in production. Where Decentralized Identity Actually Shows Up in Real Work Onboarding and KYC: the first place teams try it A bank's compliance officer hands you a QR code instead of a 27-page PDF. That's the moment decentralized identity stops being theory.